Momentum for small businesses
“Tnufa” means momentum. That is what we help owners keep: the ability to say yes to the next order, the next hire, the next location — without waiting months for a bank.
Who we are
Tnufa Finance is an independent business funding advisor, also known as an ISO (independent sales organization). We help small and mid-sized businesses across the United States access merchant cash advances, revenue-based financing and other working capital products through a network of established funding partners.
Instead of applying with lender after lender, you apply once. We review your business, understand what you actually need, and bring you options that fit your cash flow — then help you compare them in plain dollars.
Our role, clearly
- We are not a lender and we do not fund advances ourselves. Approval, pricing and terms are set by the funding partner you choose.
- We may be compensated by funding partners when a deal closes. That never changes the facts we give you: total cost, holdback, remittance frequency and any fees are shown before you sign.
- If a merchant cash advance is not the right fit, we will say so and point you to alternatives such as a line of credit, equipment financing or an SBA loan.
What we stand for
Transparency
Total payback, factor rate and remittance in plain numbers. No surprises.
Speed with care
Fast answers, but never pressure to sign the first offer.
Fit over volume
The right amount for your revenue, not the biggest number possible.
Education
An open library that answers the questions owners actually ask.
Who we serve
Restaurants, retail stores, trucking companies, contractors and construction firms, medical and dental practices, auto repair shops, salons and spas, e-commerce brands, and many other main-street businesses that need fast working capital.
Ready when you are
It takes about 3 minutes and doesn't affect your personal credit score.